Trip Expense Splitter - Split Bills & Settle Up Free
— TRIP EXPENSE SPLITTER —
Who owes whom, sorted instantly
Add everyone on the trip, then log each expense with who paid and who it was for — not everyone has to split everything equally.
Who's on this trip
Add an expense
Expenses logged
No expenses yet — add the first one above.
Settlement
Settle up
Splitting group trip expenses without the awkward maths
Every group trip has the same problem: one person pays for the cab, another covers dinner, a third books the hotel room upfront — and by day 3, nobody remembers who owes what. This tool logs each expense as it happens, records who paid and who it was actually for (not everyone has to split every bill equally — someone who skipped the paid activity shouldn't chip in for it), and works out the minimum number of payments needed to settle up at the end.
Unlike a plain equal-split calculator, this handles the common real-world case: three friends share a cab but a fourth takes the train separately, or two people order alcohol nobody else is drinking. Toggle participants per expense and the balances stay accurate.
Frequently asked questions
Is this a free Splitwise alternative?
Yes — it covers the core use case (logging shared expenses and calculating who owes whom) without needing an account, app download, or sign-up. It doesn't sync across devices or store history between visits, so it suits a single trip rather than ongoing shared households.
Does it work if not everyone paid equally into every expense?
Yes — each expense has its own participant list, so you can exclude anyone who didn't take part in a specific spend.
How does the "settle up" calculation minimise transactions?
Instead of everyone paying everyone back individually, it matches the largest creditor with the largest debtor repeatedly, so a group of 5 people typically settles in 2-4 payments instead of 10+.
Is my data saved anywhere?
No, everything runs in your browser only. Use "Copy settlement" to save the final numbers as text before closing the tab.
Planning the next group trip?
Book together and split the cost from day one
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