Why EPF Passbook Not Showing September–October 2025 Contributions? EPFO Official Update Explained
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In the last few weeks, millions of EPF subscribers across India noticed that their EPF passbook is not showing September and October 2025 contributions. The moment users logged into the EPFO Passbook Portal, they found that the entries for these two months were either missing or showing as “No transaction found”. Naturally, this created panic among employees who rely on the passbook to verify monthly deposits by their employers.
But the good news is — your PF money is completely safe. The missing entries are not due to employer default or fund loss. EPFO itself has officially confirmed the real reason behind this delay. In this detailed article, we explain what exactly is happening, why the entries disappeared, when they will reappear, and what you should do right now.
✔ What Is Happening? — The Real Reason Behind Missing EPF Passbook Entries
The root cause of the issue is a large-scale backend system upgrade being performed by EPFO. The organisation is currently updating its Electronic Challan-cum-Return (ECR) ledger posting system, which handles the posting of monthly PF contributions from employers to individual employee passbooks.
Because of this upgrade:
- Recent contributions are temporarily not displayed
- Passbook updates are delayed by weeks
- Older entries continue to show correctly
- Internal balances ARE updated even if the passbook is not
EPFO has clearly stated that this is a technical delay, not a financial discrepancy. The contributions for September and October 2025 have already been received and accounted for in the EPFO system.
✔ EPFO Official Clarification — Your Money Is Safe
EPFO issued multiple public clarifications confirming the following points:
- Employers have already deposited PF contributions.
- There is NO loss, deduction, or missing funds.
- Passbook updates will resume once the ledger upgrade is completed.
- This delay is temporary and affects lakhs of subscribers nationwide.
EPFO is upgrading the ledger posting system to make it:
- Faster
- More accurate
- Capable of handling higher volumes
- Less prone to posting delays in the future
This upgrade is part of EPFO's long-term digital modernization plan for 2025–2026.
✔ When Will the Missing Entries Reappear?
Based on EPFO's official communication and past upgrades, the missing entries for September–October 2025 will typically appear:
- Within a few days after the upgrade completes
- Sometimes gradually — month-wise or employer-wise
- Without needing any manual action from your employer
Since PF deposits are processed internally on time, they will automatically show up in your passbook once the system stabilizes.
✔ How to Check Your EPF Contributions During the Delay
Even though the passbook is not updated, you can still confirm your PF status using the following methods:
1. UAN Member e-Sewa Portal
Visit https://unifiedportal-mem.epfindia.gov.in → Login → Passbook.
The passbook may not show recent entries but older ones will appear normally.
2. UMANG App
Install “UMANG” → Search “EPFO” → View Passbook.
Many users report UMANG updates faster than the website during system maintenance.
3. SMS Facility
Send SMS: EPFOHO UAN ENG to 7738299899.
Your UAN must be KYC verified.
4. Missed Call Service
Give a missed call to 9966044425 from your registered mobile number.
This shows the latest available balance, even if the passbook is pending.
✔ Should You Contact Your Employer?
In most cases, NO.
You should contact your employer only if:
- Your employer confirms they have not deposited PF
- Even after 10–15 days post upgrade, the entries still do not reflect
- Your UAN mapping is incorrect
Otherwise, simply wait for EPFO to finish the system upgrade.
✔ Why EPFO System Upgrades Are Important
The ledger posting system is responsible for:
- Posting monthly contributions
- Splitting employer/employee shares
- Updating interest calculations
- Reflecting balance in real time
Upgrading this critical system improves:
- Accuracy of entries
- Speed of posting
- Capacity to handle heavy traffic
- Fewer delays during peak contribution months
Such upgrades may cause temporary disruption but are essential for long-term reliability.
Frequently Asked Questions (FAQ)
1. Is my PF money lost because the passbook is not updated?
No. Your PF contributions are safe. Only the display in the passbook is delayed due to a system upgrade.
2. Can I withdraw PF during this delay?
Yes. Since the internal balance is updated, you can withdraw or transfer PF without any issue.
3. Will the entries appear automatically?
Yes. No action is needed from your side. The entries will appear automatically once EPFO completes the ledger update.
4. Is this issue happening only to me?
No. This is a nationwide issue affecting millions of subscribers.
5. How long will the correction take?
Usually a few days, depending on the progress of the backend system upgrade.
✔ Final Conclusion
If your EPF passbook is not showing September–October 2025 contributions, there is absolutely no need to panic. This is a temporary delay caused by EPFO’s backend ledger upgrade. Your funds are secure, and the entries will reappear automatically once the update is fully implemented. Until then, you can verify your PF balance through UAN, UMANG, SMS, or missed call facilities.
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EPF Passbook – Frequently Asked Questions (FAQs)
1. What is an EPF Passbook?
An EPF Passbook is an online document provided by EPFO that shows monthly PF contributions, employer share, employee share, interest earned, and the total PF balance.
2. Why are my September–October 2025 EPF contributions not showing in the passbook?
Recent EPFO updates confirm that the passbook server is undergoing reconciliation and system maintenance. Because of this, the September–October entries are temporarily missing for many users. The data will reflect once backend updates are completed.
3. Is my PF money safe if the passbook is not updated?
Yes. Your PF money is completely safe. A delay in passbook updates does not mean your funds are missing; it is only a technical delay in data display.
4. How long does EPFO take to update monthly passbook entries?
Usually, passbook entries appear within 24–72 hours after the employer files ECR. During heavy load or maintenance, it may take longer.
5. Can I check my EPF balance without the passbook?
Yes, you can check your balance via:
- UMANG App → EPFO Services → View Passbook
- Missed call to 9966044425
- SMS “EPFOHO UAN ENG” to 7738299899
- UAN Login on EPFO Member Portal
6. Why is the EPF passbook server slow or not working?
This happens due to high traffic, backend maintenance, delayed employer ECR filing, or database synchronization.
7. Can I download the EPF Passbook as a PDF?
Yes. EPFO allows users to download their passbook as a PDF directly from the Member Passbook Portal.
8. What should I do if my employer hasn’t deposited my PF amount?
If contributions are missing for more than two months, contact your HR, ask for ECR proof, or raise a grievance on the EPFiGMS portal.
9. Why can’t I log in to the EPF passbook page?
Common reasons include wrong password, inactive UAN, server maintenance, or logging in immediately after UAN activation.
10. Is there a mobile app to check the EPF passbook?
Yes. You can use the UMANG App or EPFO’s official mobile app to check balance, passbook, and claim status.
11. My passbook shows “No Record Found”. Why?
This appears when the employer has not deposited PF, ECR is not filed, UAN is linked with multiple accounts, or EPFO has not synced the data yet.
12. How do I raise a complaint regarding missing passbook entries?
You can file a complaint through the EPFiGMS portal, UMANG app, or by visiting the nearest EPFO office.
13. Does missing passbook entry affect PF withdrawal?
Usually no. Your balance remains in EPFO’s main system. However, it is advisable to ensure passbook entries are updated before withdrawal.
